Frequently non-VBV; good for US e-commerce and subscriptions.
462120
Visa Credit Classic
Classic credit; often bypasses on low-risk sites like Netflix/Amazon.
478455
Visa Credit Premier
Premier level; non-VBV for recurring payments.
44632543
Visa Credit Gold
Gold credit; reliable for eBay/PayPal testing in US.
44632512
Visa Credit Gold
Similar gold variant; good for small transactions.
526298
Mastercard Debit Business
Business debit; strong for US platforms.
427110
Visa Credit Gold Premium
Premium credit; occasional bypass on Amazon.
444784
Visa Credit Signature
Signature level; lower for high-value but good for tests.
410039
Visa Credit Classic
Classic variant; from Citibank US lineup.
546068
Mastercard Credit
Credit standard; reported non-VBV in some regions.
526728
Mastercard Business
Business card; usable for PayPal/e-commerce.
Key Insights and Tips
Expanded Ranges: Citibank BINs often start with 42xxxx/44xxxx (Visa credit/premier), 46xxxx (Visa classic), or 52xxxx (Mastercard debit/business). Focus on debit/business for better non-VBV, as credit tightened in 2026.
Testing on Platforms: Higher success on Netflix/Amazon (low-risk) vs. PayPal/eBay (stricter). Use US IPs, AVS matching, and small amounts to avoid flags.
Limitations: Data from reports and databases; Citibank may increase VBV amid rising fraud. Verify with BIN checkers for current info.
Frequently non-VBV; good for US e-commerce and subscriptions.
462120
Visa Credit Classic
Classic credit; often bypasses on low-risk sites like Netflix/Amazon.
478455
Visa Credit Premier
Premier level; non-VBV for recurring payments.
44632543
Visa Credit Gold
Gold credit; reliable for eBay/PayPal testing in US.
44632512
Visa Credit Gold
Similar gold variant; good for small transactions.
526298
Mastercard Debit Business
Business debit; strong for US platforms.
427110
Visa Credit Gold Premium
Premium credit; occasional bypass on Amazon.
444784
Visa Credit Signature
Signature level; lower for high-value but good for tests.
410039
Visa Credit Classic
Classic variant; from Citibank US lineup.
546068
Mastercard Credit
Credit standard; reported non-VBV in some regions.
526728
Mastercard Business
Business card; usable for PayPal/e-commerce.
Key Insights and Tips
Expanded Ranges: Citibank BINs often start with 42xxxx/44xxxx (Visa credit/premier), 46xxxx (Visa classic), or 52xxxx (Mastercard debit/business). Focus on debit/business for better non-VBV, as credit tightened in 2026.
Testing on Platforms: Higher success on Netflix/Amazon (low-risk) vs. PayPal/eBay (stricter). Use US IPs, AVS matching, and small amounts to avoid flags.
Limitations: Data from reports and databases; Citibank may increase VBV amid rising fraud. Verify with BIN checkers for current info.